To walk on to the Bank, lamenting the good old times and bemoaning the present evil period, would be an easy next step, so I would take it, and would make my houseless circuit of the Bank, and give a thought to the treasure within; likewise to the guard of soldiers passing the night there, and nodding over the fire. Next, I went to Billingsgate, in some hope of market-people, but it proving as yet too early, crossed London-bridge and got down by the water-side on the Surrey shore among the buildings of the great brewery. There was plenty going on at the brewery; and the reek, and the smell of grains, and the rattling of the plump dray horses at their mangers, were capital company. Quite refreshed by having mingled with this good society, I made a new start with a new heart, setting the old King’s Bench prison before me for my next object, and resolving, when I should come to the wall, to think of poor Horace Kinch, and the Dry Rot in men. A very curious disease the Dry Rot in men, and difficult to detect the beginning of. It had carried Horace Kinch inside the wall of the old King’s Bench prison, and it had carried him out with his feet foremost. He was a likely man to look at, in the prime of life, well to do, as clever as he needed to be, and popular among many friends. He was suitably married, and had healthy and pretty children. But, like some fair-looking houses or fair-looking ships, he took the Dry Rot. The first strong external revelation of the Dry Rot in men, is a tendency to lurk and lounge; to be at street-corners without intelligible reason; to be going anywhere when met; to be about many places rather than at any; to do nothing tangible, but to have an intention of performing a variety of intangible duties to-morrow or the day after. When this manifestation of the disease is observed, the observer will usually connect it with a vague impression once formed or received, that the patient was living a little too hard. He will scarcely have had leisure to turn it over in his mind and form the terrible suspicion ‘Dry Rot,’ when he will notice a change for the worse in the patient’s appearance: a certain slovenliness and deterioration, which is not poverty, nor dirt, nor intoxication, nor ill-health, but simply Dry Rot. To this, succeeds a smell as of strong waters, in the morning; to that, a looseness respecting money; to that, a stronger smell as of strong waters, at all times; to that, a looseness respecting everything; to that, a trembling of the limbs, somnolency, misery, and crumbling to pieces. As it is in wood, so it is in men. Dry Rot advances at a compound usury quite incalculable. A plank is found infected with it, and the whole structure is devoted. Thus it had been with the unhappy Horace Kinch, lately buried by a small subscription. Those who knew him had not nigh done saying, ‘So well off, so comfortably established, with such hope before him—and yet, it is feared, with a