mortgage for the payment of his debts. The thought of doing so was bitter, and she was thankful when Emil assured her with a protesting scoff that such a proceeding would be Utopian. "What," he asked, "was the sense of insolvent laws, if, when a man failed in business, his wife was to cast her little all, her own patrimony, into the common pot for the enrichment of his creditors? Business people understood that they were taking business chances, and did not expect to gobble up the home of a wife bought with her own genuine means. If she were rich, generosity might be honesty, but in the present instance, it would be sentimental folly." This was convincing to Constance, for she felt instinctively that her children must have rights as well as the creditors. A woman's whimsical conception of business honor might well be at fault. She had made her offer, and she was glad to abide by her husband's superior knowledge. Her duty obviously was to reduce the scale of family living without interfering with Emil's reasonable comfort or wounding his self-respect. She gave herself up to her work of domestic economy with fresh zeal, doing the manual labor of the household with enthusiasm. By steady industry and thoughtful care, she was able not only to minimize expenses, but to produce presentable results from a small outlay. Her heart was in it; for was not Emil at work again and hopeful? She was proud of his newspaper articles and regarded his small gains from shrewd speculations as new proof of his capacity for financial undertakings.