The woman who sat there clad in black, with her sweet, expressive face crowned with silvery hair, had learned to write her songs in the University of Hard Knocks. She here became the song philosopher she is today. Her defeats were her victories. If Carrie Jacobs-Bond had never struggled with discouragement, sickness, poverty and loneliness, she never would have been able to write the songs that appeal to the multitudes who have the same battles. The popular song is the song that best voices what is in the popular heart. And while we have a continual inundation of popular songs that are trashy and voice the tawdriest human impulses, yet it is a tribute to the good elements in humanity that the wholesome, uplifting sentiments in Carrie Jacobs-Bond's songs continue to hold their popularity. Theory and Practice My friends, I am not arguing that you and I must drink the dregs of defeat, or that our lives must fill up with poverty or sorrow, or become wrecks. But I am insisting upon what I see written all around me in the affairs of everyday life, that none of us will ever know real success in any line of human endeavor until that success flows from the fullness of our experience just as the songs came from the life of Carrie Jacobs-Bond. The world is full of theorists, dreamers, uplifters, reformers, who have worthy visions but are not able to translate them into practical realities. They go around with their heads in the clouds, looking upward, and half the time their feet are in the flower-beds or trampling upon their fellow men they dream of helping. Their ideas must be forged into usefulness available for this day upon the anvil of experience. Many of the most brilliant theorists have been the greatest failures in practice. There are a thousand who can tell you what is the matter with things to one person who can give you a practical way to fix them. I used to have respect amounting to reverence for great readers and book men. I used to know a man who could tell in what book almost anything you could think of was discussed, and perhaps the page. He was a walking library index. I thought him a most wonderful man. Indeed, in my childhood I thought he was the greatest man in the world. He was a remarkable man--a great reader and with a memory that retained it all. That man could recite chapters and volumes. He could give you almost any date. He could finish almost any quotation. His conversation was largely made up of classical quotations.