of paying, the chance of being exposed to the world in his inmost concerns, the horror of ruin and a roup, the chance of injuring another man, and dying under the shame of indebtedness, all these miseries were in Mr. Buchanan’s mind when he went out on his terrible mission. He would rather have marched through a shower of bullets, or risked his life in any other way. He went to old Mr. Anderson, who had been the head of the bank, and who was still believed to be the highest authority in any kind of financial matter. He had retired from the bank, and from all active business several years before. He was an elder of the church; and from the beginning of Mr. Buchanan’s incumbency had been one of his greatest admirers and friends. He was, besides all this, a wealthy old man, and had no children nor any near relative to come after him. It was not, however, with any thought of the latter circumstance, or indeed expectation of actual help from himself that the minister sought this old gentleman. He thought of the bank, which, according to Scottish methods, gives advantages to struggling people, and intended only to ask Mr. Anderson’s advice as to what should be done, perhaps if emboldened by his manner to ask him to be his surety, though the thought of making such a request to any man bathed the minister in a cold dew of mental anguish. Had he been asked by any other poor man what reception such an application would have received from Mr. Anderson, he would have bidden that other take courage. “He is the kindest man in the world,” he would have said. But when it came to be his own case the minister’s heart sank within him. He could not have been more miserable had his old friend, instead of being the kindest, been the most cold-hearted man in the world. There is, perhaps, no more wonderful sensation in life, than that complete and extraordinary relief which seems to fill the heart with a sudden flood of undreamed of ease and lightness, when a hand is held out to us all at once in our trouble, and the help which we have not believed possible, comes. Mr. Buchanan could not believe his ears when the old banker’s first words fell upon him.