The clerk obeyed, and a few minutes later he ushered the new visitor to Carnac into Mr Penwynn's private room, where the banker and the stranger looked hard at each other for a few moments before the former pointed to a chair, his visitor being quite a different man from what he had pictured. "Glad to see you, Mr Trethick," he said. "I have read the letters you left for me, and shall be happy to oblige my correspondent if I can; but they seem to be quite under a misapprehension as to my powers. In the first place, though, what can I do for you?" "Do for me?" said Geoffrey, smiling. "Well, this much. I come to you, a leading man in this great mining centre." Mr Penwynn made a deprecatory motion with his hand. "Oh, I am no flatterer, Mr Penwynn," said the visitor, bluffly. "I merely repeat what your correspondents told me, and what find endorsed here in this place." "Well, well," said Mr Penwynn, as if owning reluctantly to the soft impeachment, "Penwynn and Company are a little mixed up in mines--and the fisheries." "Fisheries? Ah, that's not in my line, Mr Penwynn. But to be frank with you, sir, I want work. I am a poor younger son who decided not to take to church, law, or physic, but to try to be a mining engineer. I am a bit of a chemist, too, and have studied metallurgy as far as I could. My education has taken nearly all my little fortune, which I have, so to speak, sunk in brain-work. That brain-work I now want to sell." "But, my dear sir," said Mr Penwynn, "I am a banker." "Exactly. To several mining companies. Now, sir, I honestly believe that I am worth a good salary to any enterprising company," said Geoffrey, growing animated, and flushing slightly as he energetically laid his case before the smooth, polished, well-dressed man, whose carefully-cut nails gently tapped the morocco-covered table which separated him from his visitor. "May I ask in what way?" said Mr Penwynn, smiling. "Labour is plentiful." "Certainly," said Geoffrey. "I have, as I tell you, carefully studied metallurgy, and the various processes for obtaining ore, especially tin, and I am convinced that I could save enormously by the plans I should put in force; and, what is more, I know I could save almost half the expense in some of the processes of smelting." "Indeed!" said Mr Penwynn, coolly. "Yes; and also contrive a good many improvements in the sinking and pumping out of mines." "Then you have come to the right place, Mr--Mr--Mr Geoffrey Trethick," said the banker, raising his gold-rimmed passes to glance at the visiting-card before him. "I hope so," said Geoffrey, with animation. "Ours is an old Cornish family, and I ought to be at home here." "Exactly," said Mr Penwynn, sarcastically, "and you have come at the right time." "Indeed?" said Geoffrey, eagerly. "Most opportunely; for most of our great milking companies are in a state of bankruptcy."