It was a difficult and unsuccessful discussions. They had to carry it on in shouts because of the moaning and roaring of the gyroscopic motor-cars that traversed the High Street, and in its nature it was contentious and private. The Grubb business was in difficulties, and Grubb in a moment of financial eloquence had given a half-share in it to Bert, whose relations with his employer had been for some time unsalaried and pallish and informal. Bert was trying to impress Tom with the idea that the reconstructed Grubb & Smallways offered unprecedented and unparalleled opportunities to the judicious small investor. It was coming home to Bert, as though it were an entirely new fact, that Tom was singularly impervious to ideas. In the end he put the financial issues on one side, and, making the thing entirely a matter of fraternal affection, succeeded in borrowing a sovereign on the security of his word of honour. The firm of Grubb & Smallways, formerly Grubb, had indeed been singularly unlucky in the last year or so. For many years the business had struggled along with a flavour of romantic insecurity in a small, dissolute-looking shop in the High Street, adorned with brilliantly coloured advertisements of cycles, a display of bells, trouser-clips, oil-cans, pump-clips, frame-cases, wallets, and other accessories, and the announcement of “Bicycles on Hire,” “Repairs,” “Free inflation,” “Petrol,” and similar attractions. They were agents for several obscure makes of bicycle,--two samples constituted the stock,--and occasionally they effected a sale; they also repaired punctures and did their best--though luck was not always on their side--with any other repairing that was brought to them. They handled a line of cheap gramophones, and did a little with musical boxes.