This entire agreement of the fathers of the Church led to the crystallization of the hostility to interest-bearing loans into numberless decrees of popes and councils, and kings and legislatures, throughout Christendom, during more than fifteen hundred years; and the canon law was shaped in accordance with these. In the ninth century, Alfred, in England, confiscated the estates of money-lenders, and denied them burial in consecrated ground; and similar decrees were made in other parts of Europe. In the twelfth century the Greek Church seems to have relaxed its strictness somewhat, but the Roman Church only grew more and more severe. St. Bernard, reviving religious earnestness in the Church, was especially strenuous in denouncing loans at interest; and, in 1179, the Third Council of the Lateran decreed that every impenitent money-lender should be excluded from the altar, from absolution in the hour of death, and from Christian burial! In the thirteenth century this mistaken idea was still more firmly knit into the thought of the Church by St. Thomas Aquinas; hostility to loans at interest had been poured into his mind, not only from the Scriptures, but from Aristotle. At the beginning of the fourteenth century the Council of Vienne, presided over by Pope Clement V., declared that, if any one "shall pertinaciously presume to affirm that the taking of interest for money is not a sin, we decree him to be a heretic fit for punishment."[136] The economical and social results of this conscientious policy were exceedingly unfortunate. Money could only be loaned, in most countries, at the risk of incurring odium in this world and damnation in the next; hence there was but little capital and few lenders; hence came enormous rates of interest; thereby were commerce, manufactures, and general enterprise dwarfed, while pauperism flourished. But even worse than this were the moral results. For nations to do what they believe is evil, is only second in bad consequences to their doing what is really evil: all lending and borrowing, even for the most legitimate purposes and at the most reasonable rates, tended to debase the character of both borrower and lender.[137] And these moral evils took more definite shapes than might at first be thought possible. Sismondi, one of the most thoughtful of modern political philosophers and historians, declares that the prohibition of interest for the use of money in Continental Europe did very much to promote a passion for luxury and to discourage economy; the rich who were not engaged in business finding no easy way of employing their savings productively.[138] These evils became so manifest, when trade began to revive throughout Europe in the fifteenth century, that most earnest efforts were made to induce the Church to change its position.