“I know it’s hard to break away and start out for yourself when you have a family; lots of men go all their lives in a rut because they haven’t the courage to take the plunge. But you don’t want to work for somebody else all your life; you don’t want to feel that you’re wasting all your best years. By and by it will be too late. And a growing family takes more money each year, instead of less—you’ve got to think of that, too. It’s a terrible thing to be always cramped, and know there’s no way out of it in this world.” “You don’t need to tell me all this, Leverich,” said Justin coolly. “No, I know I don’t; but I want you to realize that you have your chance now—one in a million. I’m sorry to hurry you, but you see the way we’re fixed. Say the word now! Get it off your mind and you’ll sleep easier. I know what your word is—as good as your bond. _I’d_ take it! You can give any formal decision later.” Justin still smiled, but he shook his head; though capable of quick decision when necessary, it was yet impossible to hurry him; his actions in every case depended on his own thought, and gained no volition from outside influences, which might indeed retard but could never compel. Virtually he had concluded to accept Leverich’s offer, but he would take his own time about saying so; he felt the haste of the other man to be somewhat of an offense against decency. “Well!” Leverich shrugged his heavy shoulders at the bright impenetrableness that was like a shining armor. “We said we’d give you until Wednesday, so of course we will. We will bring the books around to-night anyway, and go over them, as we planned; you can’t afford to lose any time. And talk to your wife about it, she’s a sensible woman—and one who longs, like all the rest of ’em, for more than she’s got,” he added to himself, with cynical satisfaction. “Martin is watching us now,” he continued, waving his hand over toward the other side of the boat, where a slight, insignificant-looking man with small features and a large, bulging forehead lifted his hand in an answering gesture. “You’d never think, to look at him, that he was what he is; he has more brains in his little finger than I have in my whole head.” Leverich spoke with evident sincerity. “I’m just a plain man of business, but Foster’s a genius. He fixed on you from the start. Hello, we’re ’most in already.” The crowd from the rear cabin had begun to push through the passageway and surge to the front of the boat, which was still some distance from the dock. The man next them folded up his paper, and Justin and Leverich rose mechanically and stood amid the throng, which became more and more compact every moment. Suddenly both men started as they looked back at the fresh accessions to the crowd, and pushed sideways, falling behind a little to get in line with a tall and slender young woman with pink roses in a black hat, and a dotted veil that emphasized her rich coloring. She raised her head as a voice beside her said: