It was not yet so bad with me, as that I needed to solicit surety for thirty pounds: yet partly from the greediness that extravagance always produces, and partly from a desire of seeing the humour of a petty usurer, a character of which I had hitherto lived in ignorance, I condescended to listen to his terms. He proceeded to inform me of my great felicity in not falling into the hands of an extortioner; and assured me, that I should find him extremely moderate in his demands: he was not, indeed, certain that he could furnish me with the whole sum, for people were at this particular time extremely pressing and importunate for money: yet, as I had the appearance of a gentleman, he would try what he could do, and give me his answer in three days. At the expiration of the time, I called upon him again; and was again informed of the great demand for money, and that, "money was money now:" he then advised me to be punctual in my payment, as that might induce him to befriend me hereafter; and delivered me the money, deducting at the rate of five and thirty _per cent_. with another panegyrick upon his own moderation. I will not tire you with the various practices of usurious oppression; but cannot omit my transaction with Squeeze on Tower-hill, who, finding me a young man of considerable expectations, employed an agent to persuade me to borrow five hundred pounds, to be refunded by an annual payment of twenty per cent_. during the joint lives of his daughter Nancy Squeeze and myself. The negociator came prepared to enforce his proposal with all his art; but, finding that I caught his offer with the eagerness of necessity, he grew cold and languid; "he had mentioned it out of kindness; he would try to serve me: Mr. Squeeze was an honest man, but extremely cautious." In three days he came to tell me, that his endeavours had been ineffectual, Mr. Squeeze having no good opinion of my life; but that there was one expedient remaining: Mrs. Squeeze could influence her husband, and her good will might be gained by a compliment. I waited that afternoon on Mrs. Squeeze, and poured out before her the flatteries which usually gain access to rank and beauty: I did not then know, that there are places in which the only compliment is a bribe. Having yet credit with a jeweller, I afterwards procured a ring of thirty guineas, which I humbly presented, and was soon admitted to a treaty with Mr. Squeeze. He appeared peevish and backward, and my old friend whispered me, that he would never make a dry bargain: I therefore invited him to a tavern. Nine times we met on the affair; nine times I paid four pounds for the supper and claret; and nine guineas I gave the agent for good offices. I then obtained the money, paying ten _per cent_. advance; and at the tenth meeting gave another supper, and disbursed fifteen pounds for the writings.