Thus it will be seen that agricultural coöperation has worked well both in small countries and in great. The good results have been incalculably great especially among the poor farmers. It has emancipated them from the usurer. In many places the small farmers had never known freedom from oppressive creditors until the founding of rural coöperative institutions. By capitalizing the common honesty of the poor, coöperation has secured for the small farmer, at the lowest rates of interest, money to be used by him in his necessary operations. Agricultural coöperation in distribution has enabled the farmer to work for his own support instead of for the support of a large number of superfluous distributors. Before the introduction of coöperation the small farmer had been forced to buy inferior goods at high prices and to sell his products at prices unreasonably low. But coöperation changed all this. It enabled the small farmer to place himself on the level with the large farmer in producing articles of good quality, as well as in the matter of prices received for them; also to obtain goods of guaranteed quality at moderate prices. Thus while coöperation has promoted efficiency on the farm, it has also secured the farmer freedom in the market, and has contributed to the higher life of the home. So it is not alone in material betterment that coöperation has blessed the farmers. It has done a great work in promoting education; in launching benevolent enterprises for members; in enriching the rural social life. The coöperative societies have made grants to village libraries, organized circles for reading and acting, and established evening clubs. They have also appointed local cattle shows and regular meetings in which instructive lectures on coöperation, agriculture and other topics are delivered. They have formed gymnastic societies and bathing establishments, cattle and poultry breeding societies, local nursing centres, infant aid associations, anti-consumption leagues, and engaged in a great variety of other good works. The recreational and educational buildings are paid for and managed by the people. Consequently the people get what they want and make use of what they get. The coöperative buildings become the most complete social-centre houses in existence. Each building is a kind of club for men, women and children where they spend their leisure hours and become acquainted and neighborly.