she predicted was that of the girl before her. She saw her future was misty, and that the coffin was over my head, but she did not connect the two facts together. In like manner I have heard almost every event of my future through Lottie Fowler's lips, and she has never yet proved to be wrong, except in one instance of _time_. She predicted an event for a certain year and it did not take place till afterwards; and it has made "Annie" so wary, that she steadfastly refuses now to give any dates. I always warn inquirers not to place faith in any given dates. The spirits have told me they have _no time_ in the spheres, but judge of it simply as the reflection of the future appears nearer, or further, from the sitter's face. Thus, something that will happen years hence appears cloudy and far off, whilst the events of next week or next month seem bright and distinct, and quite near. This is a method of judging which can only be gained by practice, and must at all times be uncertain and misleading. I have often acted as amanuensis for Lottie Fowler, for letters are constantly arriving for her from every part of the world which can only be answered under trance, and she has asked me to take down the replies as "Annie" dictated them. I have answered by this means the most searching questions from over the seas relating to health and money and lost articles whilst Lottie was fast asleep and "Annie" dictated the letters, and have received many answers thanking me for acting go-between, and saying how wonderfully correct and valuable the information "Annie" had sent them had proved to be. Of course, it would be impossible, in this paper, to tell of the constant intercourse I have had with Lottie Fowler during the last ten or twelve years, and the manner in which she has mapped out my future for me, preventing my cherishing false hopes that would never be realized, making bad bargains that would prove monetary losses, and believing in apparent friendship that was only a cloak for selfishness and treachery. I have learned many bitter lessons from her lips. I have also made a good deal of money through her means. She has told me what will happen to me between this time and the time of my death, and I feel prepared for the evil and content with the good. Lottie Fowler had very bad health for some time before she left England, and it had become quite necessary that she should go; but I think if the British public had known what a wonderful woman was in their midst, they would have made it better worth her while to stay amongst them. CHAPTER XX. THE MEDIUMSHIP OF WILLIAM FLETCHER.