SEC. 2. The Association guarantees to all its members, their children and family dependents, house-rent, fuel, food, and clothing, and the other necessaries of life, without charge, not exceeding a certain fixed amount to be decided annually by the Association; no charge shall ever be made for support during inability to labor from sickness or old age, or for medical or nursing attendance, except in case of shareholders, who shall be charged therefor, and also for the food and clothing of children, to an amount not exceeding the interest due to them on settlement; but no charge shall be made to any members for education or the use of library and public rooms. SEC. 3. Members may withdraw from labor, under the direction of the Association, and in that case, they shall not be entitled to the benefit of the above guaranties. SEC. 4. Children over ten years of age shall be provided with employment in suitable branches of industry; they shall be credited for such portions of each annual dividend, as shall be decided by the Association, and on the completion of their education in the Association at the age of twenty, shall be entitled to a certificate of stock to the amount of credits in their favor, and may be admitted as members of the Association. ARTICLE IV. DISTRIBUTION OF PROFITS. SEC. 1. The net profits of the Association, after the payment of all expenses, shall be divided into a number of shares corresponding to the number of days' labor; and every member shall be entitled to one share of every day's labor performed by him. SEC. 2. A full settlement shall be made with every member once a year, and certificates of stock given for all balances due; but in case of need, to be decided by himself, every member may be permitted to draw on the funds in the Treasury to an amount not exceeding the credits in his favor for labor performed. ARTICLE V. GOVERNMENT. SEC. 1. The government of the Association shall be vested in a board of Directors, divided into four departments, as follows; 1st, General Direction; 2d, Direction of Education; 3d, Direction of Industry; 4th, Direction of Finance; consisting of three persons each, provided that the same person may be elected member of each Direction. SEC. 2. The General Direction and Direction of Education shall be chosen annually, by the vote of a majority of the members of the Association. The Direction of Finance shall be chosen annually, by the vote of a majority of the share-holders and members of the Association. The direction of Industry shall consist of the chiefs of the three primary series.