“Where I come from,” he said in an audible voice to his neighbor, “a young lady like that would have been spared this public disappointment. A dozen men would have made up that sum and let her go without knowing anything about her account being overdrawn.” And he really believed it. “Nice, comf'able way of doing banking business in Dutch Flat,” returned the cynic. “And I suppose you'd have kept it up every month? Rather a tall price to pay for looking at a pretty girl once a month! But I suppose they're scarcer up there than here. All the same, it ain't too late now. Start up your subscription right here, sonny, and we'll all ante up.” But Randolph, who seldom followed his heroics to their ultimate prosaic conclusions, regretted he had spoken, although still unconvinced. Happily for his temper, he did not hear the comment of the two tellers. “Won't see HER again, old boy,” said one. “I reckon not,” returned the other, “now that she's been chucked by her fancy man--until she gets another. But cheer up; a girl like that won't want friends long.” It is not probable that either of these young gentlemen believed what they said, or would have been personally disrespectful or uncivil to any woman; they were fairly decent young fellows, but the rigors of business demanded this appearance of worldly wisdom between themselves. Meantime, for a week after, Randolph indulged in wild fancies of taking his benefactor's capital of seventy dollars, adding thirty to it from his own hard-earned savings, buying a draft with it from the bank for one hundred dollars, and in some mysterious way getting it to Miss Avondale as the delayed remittance. The brief wet winter was nearly spent; the long dry season was due, although there was still the rare beauty of cloud scenery in the steel-blue sky, and the sudden return of quick but transient showers. It was on a Sunday of weather like this that the nature-loving Randolph extended his usual holiday excursion as far as Contra Costa by the steamer after his dutiful round of the wharves and shipping. It was with a gayety born equally of his youth and the weather that he overcame his constitutional shyness, and not only mingled without restraint among the pleasure-seekers that thronged the crowded boat, but, in the consciousness of his good looks and a new suit of clothes, even penetrated into the aristocratic seclusion of the “ladies' cabin”--sacred to the fair sex and their attendant swains or chaperones.