"’That’s just the way I felt about it, at the time’ said he simply ’I didn’t feel right, to have both feet on the ground. Seemed as if there must have been something we could have done, something we had neglected. It came home hard to me’ "My jaw fairly dropped as I listened to the man. Something he had neglected? ... Was it possible that he liked to talk about the affair? He didn’t seem anxious to turn the conversation. "’Captain Nichols and I were wondering’ observed Lee Fu ’why it was that the _Speedwell_ did not remain afloat, after she had cast her anchors. Neither of us can recall another incident of the kind. What is your opinion, Captain Wilbur; you have examined the hull, as it lies on the bottom’ "’It isn’t a matter of opinion’ Wilbur answered ’Haven’t I told you?—I thought I’d seen you since the inspection. I put on a diver’s suit, you know, Nichols, and went down.... Why, the simple explanation is, her starboard bow-port in the lower hold is stove in. It must have happened after she came to anchor. She lay there just scooping up water at every plunge—filled and sank as she lay. I’ve always been afraid of those big bow-ports; the moment I heard of the peculiar circumstances of the disaster, I knew in my heart what had happened’ "’Did you?’ inquired Lee Fu, with a slight hardening of the voice ’Strange—but so did I’ "Wilbur gazed at him questioningly, knitting his brows. ’Oh, yes, I remember. I was wondering how you happened to think of her bow-ports. But you told me that you had examined them....’ "’Yes, I examined them.... Captain Wilbur, have you collected your insurance money?’ The question came with an abruptness that marked a change of tactics; to me, who knew Lee Fu so well, it obviously marked the first turning point in some as yet impenetrable plan. "Wilbur frowned and glanced up sharply, very properly offended. The next moment he had decided to pass it off as an instance of alien manners. ’As a matter of fact, I’ve just cleaned up to-day’ he replied brusquely ’Had my final settlement with Lloyds this morning—and did a silly thing, as a fellow will sometimes. You know, they had a package of large denomination bank notes in the office, crisp, wonderful looking fellows; I took a sudden fancy for them, and in a moment of childishness asked to have my money in that form. They chaffed me a good deal, but I stuck to it. You’d hardly believe, would you, that a fellow would be such a fool? I can prove it to you, though; I’ve got those bills in my pocket now. By Jove, that reminds me—what time is it getting to be? I must leave them at the bank before it closes’ "’What is the total amount of the bank notes that you have in your possession?’ asked Lee Fu in a level tone that carried its own insult.