father never in cold blood meant to defraud any human being; but--your father gambled! A debt of honour at piquet preceded the claim of a bill- discounter. The L1,200 were forestalled--your father was penniless. The money-lender came upon Willy. Sure that Charles Haughton would yet redeem his promise, Willy renewed the bill another three months on usurious terms; those months over, he came to town to find your father hiding between four walls, unable to stir out for fear of arrest. Willy had no option but to pay the money; and when your father knew that it was so paid, and that the usury had swallowed up the whole of Willy's little capital, then, I say, I saw upon Charles Haughton's once radiant face the saddest expression I ever saw on mortal man's. And sure I am that all the joys your father ever knew as a man of pleasure were not worth the agony and remorse of that moment. I respect your emotion, Lionel, but you begin as your father began; and if I had not told you this story, you might have ended as your father ended." Lionel's face remained covered, and it was only by choking gasps that he interrupted--the Colonel's narrative. "Certainly," resumed Alban Morley, in a reflective tone "certainly that villain--I mean William Losely, for villain he afterwards proved to be--had the sweetest, most forgiving temper! He might have gone about to his kinsmen and friends denouncing Charles Haughton, and saying by what solemn promises he had been undone. But no! such a story just at that moment would have crushed Charles Haughton's last chance of ever holding up his head again, and Charles told me (for it was through Charles that I knew the tale) that Willy's parting words to him were 'Do not fret, Charles--after all, my boy is now settled in life, and I am a cat with nine lives, and should fall on my legs if thrown out of a garret window. Don't fret.' So he kept the secret, and told the money-lender to hold his tongue. Poor Willy! I never asked a rich friend to lend me money but once in my life. It was then I went to Guy Darrell, who was in full practice, and said to him: 'Lend me one thousand pounds. I may never repay you.' 'Five thousand pounds, if you like it,' said he. 'One will do.'