Now, after we have given our hearts to God, and have become followers of the Lord Jesus Christ, we are to lay up our treasures in heaven by living right, by seeking to be good, and by doing good to others. We are to lose no opportunity to do that which will be a blessing to those about us. One of the boys or girls said this was a penny bank. That name is very suggestive. A bank is a place where you deposit money. Now, if you have a bank like this, do you only put into it silver dollars, five-dollar bills, ten-dollar gold pieces? If each boy who is here were to wait until he had a ten-dollar gold piece, or a five-dollar bill, or until he had come into possession of a silver dollar before he placed any money in his bank, I am sure his bank would always remain empty. The way to fill a bank is to put pennies in it--to save each cent and each five-cent piece. To-day a penny, and to-morrow a few pennies, and so on through the week, and through the year, and at the end of the year you will find that you have saved quite a goodly sum. Now, there are some people who want to lay up treasures in heaven, but they do not want to lay it up there, little by little. They prefer to wait until some opportunity comes when they can do a great deal of good at one time. But the person who does not do good every day and every hour, little by little, will never have any treasure in heaven. It is the pennies that make the dollars; it is the "many mites that make the muckle." It is the constant doing of little things, for the glory of God and the good of others, that makes a man great. Great men are great in little things, and if you desire to be great men and great women, you must always use the little opportunities, and use them well. Lay up treasure in heaven, each and every day, just the same as, day after day, you would save your pennies, and thus fill your banks. If you want a large treasure in heaven you must constantly be engaged in laying up your treasure there. Never lose an opportunity to do good, and in this way you will have an abundant treasure in heaven. QUESTIONS.--Where do people put money for safe keeping? Is it only silver and gold which is put into a bank? Do thieves ever break into banks? Can any treasure be laid up in the earth where it is absolutely safe? Where does the Bible tell us we are also to lay up treasure? When boys and girls are obedient, is that laying up treasure in heaven? Does being great in little things make a great man or a great woman? Should boys and girls learn to save their money? What would they be called if they spent all their money? What would they be called if they hoarded up all they could get? Should we always use all our money in the fear of God?