Mr. Hine’s character was of a grade not often met with. I was with him probably more than any one else, as for many years we came and went together morning and night and were closely associated during business hours, and I can in all truth say that never once have I heard him utter a word, even by implication, that could not have been uttered in any presence, nor did I ever hear him gossip of his neighbors nor offer a criticism of any one not present except once, and that was so gentle that, had it come from another, it would have passed unnoticed. In this one case he referred to an erratic genius who played the church organ for many years, and who sorely tried his patience. But it must not be supposed that because of his gentle ways Mr. Hine could not fight. Nothing could stop him when a sense of duty impelled; not even the fear of death—if he ever had any such fear. As an instance: When traveling for the Ætna Insurance Company Mr. Hine, shortly after his marriage, and when a wife and baby were dependent on him, was sent to a town in Arkansas to establish an agency for the company, being instructed to select a certain man if he was found to qualify. They met and Mr. Hine, being satisfied, gave the man his commission as agent, but during the following evening he discovered that his new appointee had celebrated by getting drunk, and immediately concluded to take up the agency. Those acquainted with the man, however, insisted that he do nothing of the sort, stating that his agent was a fire eater, who would accept it as a personal insult and would shoot. Mr. Hine believed that only a coward carried arms and never did so himself, though he had been much in the Southwest and recognized the small value put on life (this was about 1857 or 8). However he saw what he believed was his duty and, while admitting later that he faced the man with considerable fear of the consequences, he did face him, and as briefly and with as little sting as possible, stated his reasons for withdrawing the commission. Strange to say the “fire-eater” acknowledged the justice of the move and expressed himself as sincerely sorry at the outcome. Only the highest class of courage can compel a man to face such a situation. I once by chance heard him tell an individual himself that he was either a knave or a fool, but neither knew that the remark was overheard, and Mr. Hine never again spoke of the matter so far as I know. He could tell the man himself, if necessity demanded it, but would never speak of it to others.