His contempt for money, except for the good it could be made to do, was genuine and deep seated. His charities, considering his limited income, were boundless, as evidenced by his check stubs after his death. An examination of these showed merely that the $50 or $100 had gone to “an old friend”, or were marked with the one word “charity”. While in many cases money thus handed out was ostensibly loaned, Mr. Hine early learned never to expect its return, and he was seldom disappointed. One of his pet aphorisms, “gratitude is a lively sense of favors to come”, was frequently applied to this situation. The fact that he was imposed on and defrauded by charity fakirs time and again never made any difference; the next time he would take chances rather than run the risk of not helping where help was needed. He often said that “he could swallow anything he could get through his shirt collar”, and his shirt collar was a mighty easy affair, as many “a friend in need” discovered. On the other hand, no matter how much it might curtail his income by antagonizing a customer, he would hit every head in sight if he thought it deserved it, and he knew how to hit—none better. He had a way of grasping a situation and clarifying its follies or crooked features that was at times merciless. As before stated, Mr. Hine’s opportunities for school education were limited in his youth. On the other hand, his knowledge was almost universal. How he kept abreast of the times as he did was a mystery, even to his own family, for he had no time to read, beyond his morning and evening paper between home and office. His evenings, when not filled with church matters, were largely taken up by those who were ever calling on him for help and who never went away without receiving the best he had to give, whether they were young or old, or the poorest of the poor. He would explain a matter to a child with as much courtesy and patience as to an adult. On one occasion when he was confined to the house with some slight indisposition a small girl appeared at the back door with a straggling bunch of field flowers in her hand and handed it in with the simple message, “Tell Mr. Hine that I love him”. Hardly anything could have touched the recipient more deeply, and yet that small girl voiced a sentiment that was almost universal among those who knew him best. Mr. Hine was as punctilious in doing for his own boys as for the church, and while he believed in making them earn those things they desired, that they might the more fully appreciate them, he always stood by his agreements, not only in letter but in spirit. His idea seems to have been to make the boy feel satisfied that he had been given a square deal. Possibly one or two small instances will do no harm here:—