There would have to be an overseer or warden who knew all the poor and informed the city council or the priests what they needed; or some other better arrangement might be made. In my judgment there is no other business in which so much knavery and deceit are practised as in begging, and yet it could all be easily abolished. Moreover, this free and universal begging hurts the common people. I have considered that each of the five or six mendicant orders[211] visits the same place more than six or seven times every year; besides these there are the common beggars, the "stationaries"[212] and the palmers[213], so that it has been reckoned that every town is laid under tribute about sixty times a year, not counting what is given to the government in taxes, imposts and assessments, what is stolen by the Roman See with its wares, and what is uselessly consumed. Thus it seems to me one of God's greatest miracles that we can continue to support ourselves. To be sure, some think that in this way[214] the poor would not be so well provided for and that not so many great stone houses and monasteries would be built. This I can well believe. Nor is it necessary. He who wishes to be poor should not be rich; and if he wishes to be rich, let him put his hand to the plow and seek his riches in the earth! It is enough if the poor are decently cared for, so that they do not die of hunger or of cold. It is not fitting that one man should live in idleness on another's labor, or be rich and live comfortably at the cost of another's discomfort, according to the present perverted custom; for St. Paul says, "If a man will not work, neither shall he eat." [2 Thess. 3:10] God has not decreed that any man shall live from another's goods save only the priests, who rule and preach, and these because of their spiritual labor, as Paul says in I Corinthians ix [1 Cor. 9:14], and Christ also says to the Apostles, "Every laborer is worthy of his hire." [Luke 10:7] [Sidenote: Prohibition of Endowed Masses] 22. It is also to be feared that the many masses[215] which are endowed in the foundations and monasteries are not only of little use, but greatly arouse the wrath of God. It would therefore be profitable not to endow any more, but rather Masses to abolish many that are already endowed, since we see that they are regarded only as sacrifices and good works[216], though they are really sacraments, just like baptism and penance[217], which profit only those who receive them, and no others. But now the custom has crept in, that masses are said for the living and the dead, and all hopes are built upon them; for this reason so many of them have been founded and the present state of affairs has come about.