Nobody can explore or appreciate the beauty of the Scotch lochs without a 'kettle.' It spoils one's pleasure to keep a boat's crew pulling for eight or ten hours in a hot sun, and therefore, if you have no steam launch, many expeditions that promise much interest and pleasure are abandoned; but with your kettle and a man, or a man and a boy, you don't care how long you are out or how far you go. This to my mind is the most enjoyable combination of sails and steam--a comfortable sailing vessel, schooner or ketch for choice, to carry you from port to port, and a steam launch for exploration when you get there. The accommodation of a sailing vessel is, on a rough calculation, double the accommodation of a steamer of the same tonnage. The Earl of Wilton, Commodore of the Royal Yacht Squadron, had a schooner of 200 tons, and after sailing in her many years he decided, as so many others have done, to give up sailing and take to steam. To obtain exactly the same accommodation that he had on board his 200-ton schooner, he had to build a steamer, the 'Palatine,' of 400 tons. Of course in an iron steamer of 400 tons the height between decks is very much greater than in a wooden schooner of 200 tons. Also the cabins are larger, but there are no more of them. I think many people have erroneous ideas of the cost of yachting. Yacht _racing_, especially in the modern cutters of 150 or 170 tons, is very expensive. The wear and tear of spars and gear is incredible. I believe that in the yachting season of 1893 H.R.H. the Prince of Wales's vessel the 'Britannia' sprang or carried away three masts; and some of his competitors were not more lucky. Then racing wages are very heavy: 10_s._ per man when you lose, and 20_s._ when you win, with unlimited beef, and beer, &c., mount up when you have a great many hands, and the new type of racer, with booms 90 feet long, requires an unlimited number; when you look at these boats racing, they seem actually swarming with men. In addition to 10_s._ or 20_s._ to each man, the skipper gets 5 per cent. or 10 per cent. of the value of the prize, or its equivalent. So that a modern racing yacht with a crew of 30 men may, if successful, easily knock a hole in 1,000_l._ for racing wages alone, to say nothing of cost of spars, and sails, and gear, &c. Of course, in comparison with keeping a pack of hounds, or a deer forest, or a good grouse moor, or to pheasant preserving on a very large scale, the expense of yacht racing even at its worst is modest; but still in these days 1,000_l._ or 1,500_l._ is an item. But yachting for pleasure, yacht cruising in fact, is _not_ an expensive amusement. The wages of a 100- to a 200-ton cutter or schooner will vary from 50_l._ to 100_l._ a month at the outside, and the wear and tear, if the vessel and gear are in good order, is very moderate; and undoubtedly the living on board a yacht is infinitely cheaper than living ashore.