"But it wasn't our own," sighed Mrs. Ringrose; "it belonged to--our creditors." "Your creditors!" echoed Lowndes, with scathing scorn. "It makes me positively ill to hear an otherwise sensible lady speak of creditors in that submissive tone! I regard it as a sacred obligation on all of us to get to windward of our creditors, by fair means or foul. We owe it to our fellow-creatures who may find themselves similarly situated to-morrow or next day. If we don't get to windward of our creditors, be very sure they'll get to windward of us. But to pamper and pet the enemy--as though they'd dare to say a word about a petty gas-bracket!--was a perfect crime, my dear Mrs. Ringrose, and one that showed a most deplorable lack of public spirit. I only wish I'd thought of your gas-brackets when I was down there the day before yesterday!" "Why? What would you have done?" demanded Harry with some heat. "Come away with one in my hat!" roared Lowndes. "Come away with the chandelier next my skin!" And he broke into a great guffaw in which Harry Ringrose joined in his own despite. It was absurd to apply conventional standards to this sworn enemy of convention. It was impossible to be angry with Gordon Lowndes. Harry determined to take no further offence at anything he might say or do, but to follow his mother's tacit example and to accept her singular friend on her own tolerant terms. Nor was it hard to see when the lad made amiable resolutions; they flew like flags upon his face; and Mrs. Ringrose was able to go to bed and to leave the pair together with an easy mind. Whereupon they sat up till long after midnight, and Harry, having relinquished all thought of entertaining Gordon Lowndes, was himself undeniably entertained. He had seen something of the world (less than he thought, but still something), yet he had never met with anybody half so interesting as Lowndes, who had been everywhere, seen everything, and done most things, in his time. He had made and lost a fortune in different companies, the names of which Harry hardly caught, for they set him speculating upon the new Company which was to make his own small fortune too. Lowndes, however, refused to be drawn back to that momentous subject. Nor were all the exploits he recounted of a financial cast; there were some which Harry would have flatly disbelieved the day before; but one and all were consistent with the character of the man as he had seen it since.