"That is my name--Mr. Ringrose." Spoken with the broadest smile, this was the last straw so far as Harry's manners were concerned. "How on earth do you know mine?" cried he. "I guessed it in the road." "How could you?" "How did I know you were a stranger to Richmond?" rejoined Miss Lowndes. "Anybody could see that you have come from foreign parts; and I had heard all about you from my father. Besides, I expected you. I only hoped to get home first with my coals. And to be caught like this--it's really too bad!" "I am awfully sorry," murmured Harry, and with such obvious sincerity that Miss Lowndes smiled again. "I think you may be!" said she. "One may find that stupidity in the kitchen has run one short of coals at the very moment when they are wanted most, and the quickest thing may be for one to go oneself and borrow a few from a friend. But it's hard lines to be caught doing so, Mr. Ringrose, for all that!" So this was the explanation. To Harry Ringrose it was both simple and satisfying; but before he could say a word Miss Lowndes had changed the subject abruptly by again pointing to the grand name on the gate. "This is another thing I may as well explain for your benefit, Mr. Ringrose; it is one of my father's little jokes. When he came here he was so tickled by the small houses with the large names that he determined to beat his neighbours at their own game. It was all I could do to prevent him from having 'Buckingham Palace' painted on the gate. So you are quite forgiven for finding it difficult to believe that this was the house, and also for upsetting my coals. And now I think we may shake hands and go in." He took with alacrity the fine firm hand which was held out to him, and felt already at his ease as he followed Miss Lowndes to the steps, again carrying the bag. By this time, moreover, he had noted and admired her pretty hair, which was fair with a warm tinge in it, her rather deep but very pleasant voice, and the clear and healthy skin which had her father's freshness in finer shades. She was obviously older than Harry, and stronger-minded as well as less beautiful than his ideal type. But he had a feeling, even after these few minutes, which had not come to him in all the hours that he had spent with Gordon Lowndes. It was the feeling that he had found a real friend. But the surprises of the evening were only beginning, for while Harry contemplated a warped and blistered front door, in thorough keeping with the poverty-stricken appearance of the house, it was opened by a man-servant not unworthy of the millionaire of the immediate future. And yet next moment he found himself in a sitting-room as sordid as the exterior. The visitor was still trying to reconcile these contradictions when Miss Lowndes followed him slowly into the room, reading a telegram as she came. "Are you very hungry, Mr. Ringrose?" said she, looking up in evident anxiety. "Not a bit."