Carpenter, of Detroit) alternated in watching by sick beds, and, with others of like strength and courage, brightened with unassuming heroism the gloomy picture of a season of dreadful mortality. On August 16, 1836, the firm of Moore & Chandler was dissolved, and the junior partner retained the established business, and continued its vigorous prosecution. Those who knew him then describe a fair-haired, awkward, tall, gaunt and wiry youth, blunt in his ways, simple in habits, diffident with others, but shrewd, tireless in labor, and of unlimited energy. He worked day and night, slept in the store, often on the counter or a bale of goods, acted as proprietor, salesman, or porter as was needed, lived on $300 a year, avoided society, and allowed only the Presbyterian church to divide his attention with business. He kept a good stock, especially strong in the staples, bought prudently, and there was no better salesman in the West. His trade became especially large with the farmers who used Detroit as a market, and the unaffected manners and homely good sense of the rising merchant soon gave him a popularity with his rural customers that foreshadowed the strong hold of his later life on the affectionate confidence of the yeomanry of the State. The training which this intense application added to native vigor of judgment early made him a thorough business man, exact in dealings, strong in an intuitive knowledge of men, sound in his judgment of values, prudent in ventures, and of an unflagging energy which pushed his trade wherever an opening could be found. As interior Michigan developed he added jobbing to his retail department, and became known as a close and prudent buyer, a shrewd judge of credits, and a most successful collector. A business established at the commencement of an era of marvelous growth, pushed with such industry, drawn upon only for the meagre expenses of a young man living with the closest economy, and unembarrassed by speculation, meant a fortune, and at twenty-seven years of age Mr. Chandler found himself with success assured and wealth only a matter of patience. His nearest approach to financial disaster was in the ruinous crash which swept "the wild-cat banks" and so many mercantile enterprises out of existence in Michigan in the year 1838. Like others he found it almost impossible at that time to obtain money, and the Bank of Michigan which had promised him accommodations was compelled by its own straitened condition to decline his paper. Thus it happened that a note for about $5,000 given to Arthur Tappan & Co. of New York fell due and went to protest. Mr. Chandler, accustomed to New England strictness in business and exceedingly sensitive on the point of meeting all engagements, was inclined to treat the protest as bankruptcy itself, and called upon his Bedford friend, James F. Joy, then a young lawyer in Detroit and for years afterwards Mr. Chandler's counsel, to have a formal assignment drawn up. What followed is given