Stinginess, on the contrary, is incurable: old age, for instance, and incapacity of any kind, is thought to make people Stingy; and it is more congenial to human nature than Prodigality, the mass of men being fond of money rather than apt to give: moreover it extends far and has many phases, the modes of stinginess being thought to be many. For as it consists of two things, defect of giving and excess of receiving, everybody does not have it entire, but it is sometimes divided, and one class of persons exceed in receiving, the other are deficient in giving. I mean those who are designated by such appellations as sparing, close-fisted, niggards, are all deficient in giving; but other men’s property they neither desire nor are willing to receive, in some instances from a real moderation and shrinking from what is base. There are some people whose motive, either supposed or alleged, for keeping their property is this, that they may never be driven to do anything dishonourable: to this class belongs the skinflint, and every one of similar character, so named from the excess of not-giving. Others again decline to receive their neighbour’s goods from a motive of fear; their notion being that it is not easy to take other people’s things yourself without their taking yours: so they are content neither to receive nor give. The other class again who are Stingy in respect of receiving exceed in that they receive anything from any source; such as they who work at illiberal employments, brothel keepers, and such-like, and usurers who lend small sums at large interest: for all these receive from improper sources, and improper amounts. Their common characteristic is base-gaining, since they all submit to disgrace for the sake of gain and that small; because those who receive great things neither whence they ought, nor what they ought (as for instance despots who sack cities and plunder temples), we denominate wicked, impious, and unjust, but not Stingy. Now the dicer and bath-plunderer and the robber belong to the class of the Stingy, for they are given to base gain: both busy themselves and submit to disgrace for the sake of gain, and the one class incur the greatest dangers for the sake of their booty, while the others make gain of their friends to whom they ought to be giving. So both classes, as wishing to make gain from improper sources, are given to base gain, and all such receivings are Stingy. And with good reason is Stinginess called the contrary of Liberality: both because it is a greater evil than Prodigality, and because men err rather in this direction than in that of the Prodigality which we have spoken of as properly and completely such. Let this be considered as what we have to say respecting Liberality and the contrary vices. Chapter III.