It was rarely that this agreeable old gentleman came to town. He lived at the Hall in Essex in savage seclusion, and there ruled over a diminished household with a rod of iron. Mrs. Gilroy, who had been with him for many years, was--outwardly--as penurious as her master, so he trusted her as much as he trusted anyone. What between the grim old man and the silent housekeeper, poor Lucy Randolph, who was only a connection, had a dreary time. But then, as the daughter of Sir Simon's niece, she was regarded as an interloper, and the old man grumbled at having to support poor relations. Bernard he had tolerated as his heir, Lucy he frankly disliked as a caterpillar. Often would he call her this name. As usual, Sir Simon came to town with the least expense to himself, since it agonized him to spend a penny. But an old friend of his, more open-handed than the baronet, had lent him his town house. This was a small residence in a quiet Kensington square, by no means fashionable. The central gardens, surrounded by rusty iron railings, were devoid of flowers and filled with ragged elms and sycamores, suffered to grow amidst rank grass untrimmed and unattended. The roads around were green with weeds, and the houses appeared to be deserted. Indeed, many of them were, as few people cared to live in so dull a neighborhood; but others were occupied by elderly folk, who loved the quietness and retirement. Crimea square--its name hinted at its age--was a kind of backwater into which drifted human derelicts. A few yards away the main thoroughfare roared with life and pulsed with vitality, but the dwellers in the square lived as in the enchanted wood of the sleeping beauty. No. 32 was the house occupied by Sir Simon, and it was distinguished from its neighbors by a coat of white paint. Its spurious, smart air was quite out of keeping with the neighborhood, and Sir Simon made ironical remarks when he saw its attempt at being up-to-date. But the house was small, and, although furnished in a gimcrack way, was good enough for a month's residence. Moreover, since he paid no rent, this enhanced its value in his avaricious eyes. It may be mentioned that the servants of the owner--a cook, a housemaid and a pageboy--had stopped on to oblige Sir Simon, and were ruled over by Mrs. Gilroy, much to their disgust. The housekeeper was by no means a pleasant mistress, and turned their intended holiday into a time of particularly hard work. It was about the servants that Mrs. Gilroy spoke to her master one morning shortly after the occupation of the house. Sir Simon, accurately dressed as usual, and looking like a character out of Dickens as delineated by Phiz, was seated beside a comfortable fire supping a cup of plasmon cocoa, as containing the most nutriment in the least expensive form. While enjoying it, he mentally calculated various sums owing from various tenants about which he had come to see his lawyers.