Peggy rebelled against his desire to spend the seventy dollars that still remained, but he was firm in his determination. They would dine and drive together and see all of the old life that was left--on seventy dollars. Then on the next day they would start all over again. There was one rude moment of dismay when it occurred to him that Peggy might be considered an "asset" if she became his wife before nine o'clock. But he realized at once that it was only demanded of him that he be penniless and that he possess no object that had been acquired through the medium of Edwin Peter Brewster's money. Surely this wife who was not to come to him until his last dollar was gone could not be the product of an old man's legacy. But so careful was he in regard to the transaction that he decided to borrow money of Joe Bragdon to buy the license and to pay the minister's fee. Not only would he be penniless on the day of settlement, but he would be in debt. So changed was the color of the world to him now that even the failure to win Sedgwick's millions could not crush out the new life and the new joy that had come to him with the winning of Peggy Gray. CHAPTER XXXI HOW THE MILLION DISAPPEARED Soon after noon on the 22d of September, Monty folded his report to Swearengen Jones, stuck it into his pocket and sallied forth. A parcel delivery wagon had carried off a mysterious bundle a few minutes before. Mrs. Gray could not conceal her wonder, but Brewster's answers to her questions threw little light on the mystery. He could not tell her the big bundle contained the receipts that were to prove his sincerity when the time came to settle with Mr. Jones. Brewster had used his own form of receipt for every purchase. The little stub receipt books had been made to order for him and not only he but every person in his employ carried one everywhere. No matter how trivial the purchase, the person who received a dollar of Brewster's money signed a receipt for the amount. Newsboys and bootblacks were the only beings who escaped the formality; tips to waiters, porters, cabbies, etc., were recorded and afterward put into a class by themselves. Receipts for the few dollars remaining in his possession were to be turned over on the morning of the 23d and the general report was not to be completed until 9 o'clock on that day. He kissed Peggy good-bye, told her to be ready for a drive at 4 o'clock, and then went off to find Joe Bragdon and Elon Gardner. They met him by appointment and to them he confided his design to be married on the following day. "You can't afford it, Monty," exploded Joe, fearlessly. "Peggy is too good a girl. By Gad, it isn't fair to her."