"No," he answered. "The case stands just here. You know, I presume, the immediate cause of my recent failure in business." "A sudden decline in stocks." The color deepened on his cheeks. "Yes; that is the cause. Now, years ago, I settled it clearly with my own conscience that stock speculation was wrong; that it was only another name for gambling, in which, instead of rendering service to the community, your gains were, in nearly all cases, measured by another's loss. Departing from this just principle of action, I was tempted to invest a large sum of money in a rising stock, that I was sure would continue to advance until it reached a point where, in selling I could realize a net gain of ten thousand dollars. I was doing well. I was putting by from two to three thousand dollars every year, and was in a fair way to get rich. But, as money began to accumulate, I grew more and more eager in its acquirement, and less concerned about the principles underlying every action, until I passed into a temporary state of moral blindness. I was less scrupulous about securing large advantages in trade, and would take the lion's share, if opportunity offered, without a moment's hesitation. So, not content with doing well in a safe path, I must step aside, and try my strength at climbing more rapidly, even though danger threatened on the left and on the right; even though I dragged others down in my hot and perilous scramble upwards. I lost my footing--I stumbled--I fell, crashing down to the very bottom of the hill, half way up which I had gone so safely ere the greedy fiend took possession of me." "And have not been really hurt by the fall," I remarked. "I have suffered pain--terrible pain; for I am of a sensitive nature," he replied. "But in the convulsions of agony, nothing but the outside shell of a false life has been torn away. The real man is unharmed. And now that the bitter disappointment and sadness that attend humiliation are over, I can say that my gain is greater than my loss. I would rather grope in the vale of poverty all my life, and keep my conscience clean, than stand high up among the mountains of prosperity with a taint thereon. "God knows best," he added, after a pause, speaking in a more subdued tone. "And I recognize the hand of His good providence in this wreck of my worldly hopes. To gain riches at the sacrifice of just principles is to gather up dirt and throw away goodly pearls." "How is it with your family?" I asked. "They must feel the change severely."