3. Allow that casualty and poverty are our debtor side; health, prosperity, and death are the creditor side of the account; and in all probable accounts those three articles will carry off three fourth-parts of the number, as follows: If one in forty shall die annually (as no doubt they shall, and more), that is 2,500 a year, which in twenty years is 50,000 of the number; I hope I may be allowed one-third to be out of condition to claim, apparently living without the help of charity, and one third in health and body, and able to work; which, put together, make 83,332; so it leaves 16,668 to make claims of charity and pensions in the first twenty years, and one-half of them must, according to Sir William Petty, die on our hands in twenty years; so there remains but 8,334. But to put it out of doubt, beyond the proportion to be guessed at, I will allow they shall fall thus: The first year, we are to note, none can claim; and the second year the number must be very few, but increasing: wherefore I suppose £ One in every 500 shall claim the second year, which is 500 200; the charge whereof is One in every 100 the third year is 1,000; the charge 2,500 Together with the former 200 500 £3,500 To carry on the calculation. £ _s._ _d._ We find the stock at the end of the 66,933 18 0 third year The quarterage of the fourth year, 19,000 0 0 abating as before Interest of the stock 4,882 17 6 The quarterage of the fifth year 18,600 0 0 Interest of the stock 6,473 0 0 £115,889 15 6 The charge 3,000 0 0 2,000 to fall the fourth year 5,000 0 0 And the old continued 3,500 0 0 2,000 the fifth year 5,000 0 0 The old continued 11,000 0 0 £27,500 0 0 By this computation the stock is increased above the charge in five years £89,379 15s. 6d.; and yet here are sundry articles to be considered on both sides of the account that will necessarily increase the stock and diminish the charge: