First, in the five years’ time 6,200 3,400 0 0 having claimed charity, the number being abated for in the reckoning above for stock, it may be allowed new subscriptions will be taken in to keep the number full, which in five years amounts to Their sixpences is 115 0 0 £3,555 0 0 Which added to £115,889 15s. 6d. augments 119,444 15 6 be stock to Six thousand two hundred persons claiming 4,000 0 0 help, which falls, to be sure, on the aged and infirm, I think, at a modest computation, in five years’ time 500 of them may be dead, which, without allowing annually, we take at an abatement of £4,000 out of the charge Which reduces the charge to 23,500 0 0 Besides this, the interest of the quarterage, which is supposed in the former account to lie dead till the year is out, which cast up from quarter to quarter, allowing it to be put out quarterly, as it may well be, amounts to, by computation for five years, £5,250. From the fifth year, as near as can be computed, the number of pensioners being so great, I make no doubt but they shall die off the hands of the undertaker as fast as they shall fall in, excepting, so much difference as the payment of every year, which the interest of the stock shall supply. _For example_: £ _s._ _d._ At the end of the fifth year the stock 94,629 15 6 in hand The payment of the sixth year 20,000 0 0 Interest of the stock 5,408 4 0 £120,037 19 6 Allow an overplus charge for keeping in 10,000 0 0 the house, which will be dearer than pensions, £10,000 per annum Charge of the sixth year 22,500 0 0 Balance in cash 87,537 19 6 £120,037 19 6 This also is to be allowed—that all those persons who are kept by the office in the house shall have employment provided for them, whereby no persons shall be kept idle, the works to be suited to every one’s capacity without rigour, only some distinction to those who are most willing to work; the profits of the said work to the stock of the house. Besides this, there may great and very profitable methods be found out to improve the stock beyond the settled interest of 7 per cent., which perhaps may not always be to be had, for the Exchequer is not always borrowing money; but a bank of £80,000, employed by faithful hands, need not want opportunities of great, and very considerable improvement.