Men who contemplate undertaking this class of farming should submit the fullest possible details of their experience and qualification to enable the officers of the Government Information Bureau to make arrangements which will permit of settlement immediately on arrival. It is needless to remind experienced dairymen that any owner of dairy cows naturally feels it necessary to know a good deal about anyone to whom he is to entrust the sole management of a good herd. [Illustration: Young Dairy Stock.] Monetary Aid to Settlers. Besides aiding the settler in the various ways already mentioned, viz., by providing the expert personal instruction and advice of officers of the Agricultural Departments, in regard to feeding, breeding, management, and other matters, by the importation of high-class stud cattle, and making them available at cheap rates for herd improvement, and in the granting of facilities for the transportation and marketing of his produce, the Governments of the Australian States assist the dairyman with loans of cheap money. The Advances to Settlers' Board or Agricultural Bank in each of the States, lend money to settlers for the purpose of repaying existing debts, for building homes, for purchasing stock, or for improving and developing their holdings. The sums which may be advanced and the terms and conditions of the loans vary in different States. Broadly speaking, however, a settler may obtain on the security of his land or of his improvements sums ranging from $120.00 to $9600.00 at rates of interest varying from 4 per cent. to 6 per cent. on easy terms of repayment extending over a long period of years up to, as in the States of New South Wales and South Australia, thirty-one years. NEW SOUTH WALES. In the coastal districts of New South Wales and throughout a vast extent of the northern and central tableland districts dairy farming is a profitable and constantly-expanding industry.