The earnest compiler of working girls' budgets would pass Effie Bauer hurriedly by. Effie's budget bulged here and there with such pathetic items as hand-embroidered blouses, thick club steaks, and parquet tickets for Maude Adams. That you may visualize her at once I may say that Effie looked twenty-four--from the rear (all women do in these days of girlish simplicity in hats and tailor-mades); her skirts never sagged, her shirtwaists were marvels of plainness and fit, and her switch had cost her sixteen dollars, wholesale (a lady friend in the business). Oh, there was nothing tragic about Effie. She had a plump, assured style, a keen blue eye, a gift of repartee, and a way of doing her hair so that the gray at the sides scarcely showed at all. Also a knowledge of corsets that had placed her at the buying end of that important department at Spiegel's. Effie knew to the minute when coral beads went out and pearl beads came in, and just by looking at her blouses you could tell when Cluny died and Irish was born. Meeting Effie on the street, you would have put her down as one of the many well-dressed, prosperous-looking women shoppers--if you hadn't looked at her feet. Veteran clerks and policemen cannot disguise their feet. Effie Bauer's reason for not marrying when a girl was the same as that of most of the capable, wise-eyed, good-looking women one finds at the head of departments. She had not had a chance. If Effie had been as attractive at twenty as she was at--there, we won't betray confidences. Still, it is certain that if Effie had been as attractive when a young girl as she was when an old girl, she never would have been an old girl and head of Spiegel's corset department at a salary of something very comfortably over one hundred and twenty-five a month (and commissions). Effie had improved with the years, and ripened with experience. She knew her value. At twenty she had been pale, anaemic and bony, with a startled-faun manner and bad teeth. Years of saleswomanship had broadened her, mentally and physically, until she possessed a wide and varied knowledge of that great and diversified subject known as human nature. She knew human nature all the way from the fifty-nine-cent girdles to the twenty-five-dollar made-to-orders. And if the years had brought, among other things, a certain hardness about the jaw and a line or two at the corners of the eyes, it was not surprising. You can't rub up against the sharp edges of this world and expect to come out without a scratch or so.