Not long since, we encountered an advertisement which purported to emanate from a gentleman who had suffered from polypus in the nose for many years; who had been treated by various medical men without any benefit, but who, after prolonged and intense suffering, obtained permanent relief, having discovered means by which every person so afflicted might _cure himself_, and which, actuated by feelings of humanity, he desired to make known. For this information--this means of self-cure--there was required nothing save a stamped directed envelope. Having our own ideas respecting such an advertisement, we applied for the recipe, though not nasally afflicted; and received in reply a printed letter, directing application to be made to another person possessed of an extremely high-sounding name, who, Number One declared, had been the instrument under Providence, &c. On application to Number Two we obtained--a pamphlet, with the usual exhortations to lose not a moment in forwarding a sum considerably in excess of a sovereign! At the present time there are quite a number of such advertisements to be seen; some of them are even published in the falsely assumed names of clergymen, who are prompted by feelings of humanity, &c., and contain disclaimers of any connection with quacks or quackery of any kind. The advertisements of those private parties who profess to be systematic _money-lenders_ are of two kinds--the one from those who do lend; and the other from those who do not. The former are almost universally deceptive; the latter, of course unquestionably fraudulent. The advertisements of those who do lend, addressed to certain specified classes, almost without exception contain assertions which the borrower will find abundant reason to doubt ere the loan is completed. On application the needy unfortunate will be puzzled to reconcile the terms named to him with those in the alluring advertisement, and will find the rate of interest to be truly 'six per cent. and upwards,' fifty per cent. being no uncommon demand, in addition to expenses incident to and deducted from the loan, and which, the applicant is usually informed, are necessitated by the existence of some special risk in his particular case.