To those who pretend to lend, but who do _not_, we shall now proceed to devote a little more attention. They are seldom found associated as a company; but for reasons of their own, most of them prefer to sail under amalgamated colours. Their advertisements are always more alluring than those of the usurers whose occupation they counterfeit. Those who require temporary confidential accommodation are informed that they can obtain the same by application to A. B. C. & Co., without the inconvenience of inquiries or sureties, on security of furniture, &c., or on personal security--at a small extra-risk-premium. Distance no object. Or occasionally it is varied by the falsehood that no preliminary fees or office expenses of any kind are charged. But when this stage of the transaction has been reached, the dupe always learns that these payments are dispensed with only in the cases of certain classes, to none of which, it is scarcely necessary to add, he is fortunate enough to belong. The profits of those who do not lend are derived solely from booking fees, office expenses, and charges for the sham inquiry, which always, of course, is of so unsatisfactory a nature that the 'loan' cannot be granted. We were recently informed by a casual acquaintance, that some time ago, when in reduced circumstances, occasioned by various losses, he resolved to obtain a loan of forty pounds, and for that purpose made his way to the office indicated in a very attractive advertisement. He found the advertiser occupying, as offices, two apartments in a dingy building used by various persons in a similar capacity. A single clerk represented the entire staff in the outer office. Within was an old oily-looking individual, whose get-up was quite in keeping with the wretched surroundings. His red face beamed with apparent pleasure as he beckoned his impecunious visitor to a chair. After having stated that he could give the security of his furniture (value for many times the amount he required), replied to a number of queries, and paid over two shillings and sixpence, the applicant was handed a form, to be taken home, filled up, and returned to the office, when the application would be considered. On suggesting that he should fill the form just then, urging his anxiety to obtain the loan as soon as possible, he was informed that, if received the following morning, it would be quite time enough, as the principal himself (just then absent) must first consider it.