FRANK PALMER, the gentleman whom we saw descend from the coach, was the eldest son of a wholesale and manufacturing chemist in London. He was now about five-and-twenty, and having just been admitted as a partner, he had begun, as the custom was in those days, to travel for his firm. The elder Mr Palmer was a man of refinement, something more than a Whig in politics, and an enthusiastic member of the Broad Church party, which was then becoming a power in the country. He was well-to-do, living in a fine old red-brick house at Stoke Newington, with half-a-dozen acres of ground round it, and, if Frank had been born thirty years later, he would probably have gone to Cambridge or Oxford. In those days, however, it was not the custom to send boys to the Universities unless they were intended for the law, divinity or idleness, and Frank’s training, which was begun at St Paul’s school, was completed there. He lived at home, going to school in the morning and returning in the evening. He was surrounded by every influence which was pure and noble. Mr Maurice and Mr Sterling were his father’s guests, and hence it may be inferred that there was an altar in the house, and that the sacred flame burnt thereon. Mr Palmer almost worshipped Mr Maurice, and his admiration was not blind, for Maurice connected the Bible with what was rational in his friend. ‘What! still believable: no need then to pitch it overboard: here after all is the Eternal Word!’ It can be imagined how those who dared not close their eyes to the light, and yet clung to that book which had been so much to their forefathers and themselves, rejoiced when they were able to declare that it belonged to them more than to those who misjudged them and could deny that they were heretics. The boy’s education was entirely classical and athletic, and as he was quick at learning and loved his games, he took a high position amongst his school-fellows. He was not particularly reflective, but he was generous and courageous, perfectly straightforward, a fair specimen of thousands of English public-school boys. As he grew up, he somewhat disappointed his father by a lack of any real interest in the subjects in which his father was interested. He accepted willingly, and even enthusiastically, the household conclusions on religion and politics, but they were not properly his, for he accepted them merely as conclusions and without the premisses, and it was often even a little annoying to hear him express some free opinion on religious questions in a way which showed that it was not a growth but something picked up. Mr Palmer, senior, sometimes recoiled into intolerance and orthodoxy, and bewildered his son who, to use one of his own phrases, ‘hardly knew where his father was.’ Partly the reaction was due to the oscillation which accompanies serious and independent thought, but mainly it was caused by Mr Palmer’s discontent with Frank’s appropriation of a