sentiment or doctrine of which he was not the lawful owner. Frank, however, was so hearty, so affectionate, and so cheerful, that it was impossible not to love him dearly. In his visits to Fenmarket, Frank had often noticed Madge, for the ‘Crown and Sceptre’ was his headquarters, and Madge was well enough aware that she had been noticed. He had inquired casually who it was who lived next door, and when the waiter told him the name, and that Mr Hopgood was formerly the bank manager, Frank remembered that he had often heard his father speak of a Mr Hopgood, a clerk in a bank in London, as one of his best friends. He did not fail to ask his father about this friend, and to obtain an introduction to the widow. He had now brought it to Fenmarket, and within half an hour after he had alighted, he had presented it. Mrs Hopgood, of course, recollected Mr Palmer perfectly, and the welcome to Frank was naturally very warm. It was delightful to connect earlier and happier days with the present, and she was proud in the possession of a relationship which had lasted so long. Clara and Madge, too, were both excited and pleased. To say nothing of Frank’s appearance, of his unsnobbish, deferential behaviour which showed that he understood who they were and that the little house made no difference to him, the girls and the mother could not resist a side glance at Fenmarket and the indulgence of a secret satisfaction that it would soon hear that the son of Mr Palmer, so well known in every town round about, was on intimate terms with them. Madge was particularly gay that evening. The presence of sympathetic people was always a powerful stimulus to her, and she was often astonished at the witty things and even the wise things she said in such company, although, when she was alone, so few things wise or witty occurred to her. Like all persons who, in conversation, do not so much express the results of previous conviction obtained in silence as the inspiration of the moment, Madge dazzled everybody by a brilliancy which would have been impossible if she had communicated that which had been slowly acquired, but what she left with those who listened to her, did not always seem, on reflection, to be so much as it appeared to be while she was talking. Still she was very charming, and it must be confessed that sometimes her spontaneity was truer than the limitations of speech more carefully weighed. ‘What makes you stay in Fenmarket, Mrs Hopgood? How I wish you would come to London!’ ‘I do not wish to leave it now; I have become attached to it; I have very few friends in London, and lastly, perhaps the most convincing reason, I could not afford it. Rent and living are cheaper here than in town.’ ‘Would you not like to live in London, Miss Hopgood?’ Clara hesitated for a few seconds.