About the same hour that Roland Sefton set off under shelter of old Marlowe's wagon to attempt his escape, Mr. Clifford, the senior partner in the firm, reached Riversborough by the last train from London. It was too late for him to intrude on the household of his young partner, and he spent the night at a hotel. The old bank at Riversborough had been flourishing for the last hundred years. It had the power of issuing its own notes; and until lately these notes, bearing the familiar names of Clifford and Sefton, had been preferred by the country people round to those of the Bank of England itself. For nobody knew who were the managers of the Bank of England; while one of the Seftons, either father or son, could be seen at any time for the last fifty years. On ordinary days there were but few customers to be seen in its handsome office, and a single clerk might easily have transacted all the business. But on market-days and fair-days the place was crowded by loud-voiced, red-faced country gentlemen, and by awkward and burly farmers, from the moment its doors were opened until they were closed at the last stroke of four sounding from the church clock near at hand. The strong room of the Old Bank was filled full with chests containing valuable securities and heirlooms, belonging to most of the county families in the neighborhood. For the last twenty years Mr. Clifford had left the management of the bank entirely to the elder Sefton, and upon his death to his son, who was already a partner. He had lived abroad, and had not visited England for more than ten years. There was a report, somewhat more circumstantial than a rumor, but the truth of which none but the elder Sefton had ever known, that Mr. Clifford, offended by his only son, had let him die of absolute starvation in Paris. Added to this rumor was a vague story of some crime committed by the younger Clifford, which his father would not overlook or forgive. That he was a hard man, austere to utter pitilessness, everybody averred. No transgressor need look to him for pardon.