When Roland Sefton had laid his hands upon the private personal securities belonging to his senior partner, it was with no idea that he would escape the most rigorous prosecution, should his proceedings ever come to the light. But it was with the fixed conviction that Mr. Clifford would never return to England, or certainly not to Riversborough, where this hard report had been circulated and partly accepted concerning him. The very bonds he had dealt with, first borrowing money upon them, and at last selling them, had been bequeathed to him in Mr. Clifford's will, of which he was himself the executor. He had, as he persuaded himself, only forestalled the possession of them. But a letter he had received from Mr. Clifford, informing him that he was on his way home, with the purpose of thoroughly investigating the affairs of the bank, had fallen like a thunderbolt upon him, and upon Acton, through whose agency he had managed to dispose of the securities without arousing any suspicion. Early the next morning Mr. Clifford arrived at the bank, and heard to his great surprise that his partner had started for London, and had been away the day before; possibly, Madame Sefton suggested with some anxiety, in the hope of meeting him there. No doubt he would be back early, for it was the day of the May fair, when there was always an unusual stir of business. Mr. Clifford took his place in the vacant bank parlor, and waited somewhat grimly for the arrival of the head clerk, Acton. There was a not unpleasant excitement among the clerks, as they whispered to each other on arrival that old Clifford was come and Roland Sefton was still absent. But this excitement deepened into agitation and misgiving as the hour for opening the bank drew near and Acton did not arrive. Such a circumstance had never occurred before, for Acton had made himself unpopular with those beneath him by expecting devotion equal to his own to the interests of the firm. When ten o'clock was close at hand a clerk ran round to Acton's lodgings; but before he could return a breathless messenger rushed into the bank as the doors were thrown open, with the tidings that the head clerk had been found by his landlady lying dead in his bed.