Most fellows had fallen in line with the new plan of controlling credits, and I felt sure it would work out splendidly, although one old chap, Mr. Dawborn, had felt insulted (he owed me $18.75--and _still_ owes it, by the way) and said he refused to be card-indexed and checked up like a criminal being put through the third degree. He worked himself into a fine fit of fury, and bounced out of the store, saying that he would give Stigler all his trade in future. I was so "rattled" that I forgot to ask him to pay his account before doing so! The incident reminded me of something that Larsen had told me about Stigler. He said that Stigler was talking about me and saying that I was a "smarty" and that it was about time somebody "slapped my wrist." Stigler claimed that he would run me off my feet by Christmas. I remember wishing his store was not so near. I could see it from the front of mine. I had noticed that, whenever he and I happened to meet he would say, "Howdy" in such a contemptuous manner that I felt like knocking his block off! Excuse my free and easy language, but I sure did hate that man! I have interrupted my story just when I was recording the standing of my business at the first of the third month as nearly as I could estimate it. Cash in bank, $1,920.00. Accounts owing to me, $1,265.00. Purchases for previous month, $4,220.00. Bills I owed, $3,820.00. I decided I must get hold of Jock McTavish, for there was something wrong in it all. I had had to get that stock, but I did not have enough in cash and accounts owing to me to pay all my trade bills. However, I had until the 10th, and if I had a good week I would be pretty nearly all right; still I did feel a bit uncomfortable about owing so much more than I could pay right away, even though I had got a fine new stock of gardening tools, and a new line of carpenter and household tools, besides a new line in aluminum ware. I understood that Stigler was mad because I had opened up in the carpenter tool line so much more than my predecessor had. Jock had told me that I ought to reduce my stock and increase my sales. I had increased my sales, but increased my stock also. Still, I had saved quite a lot in price by buying in large quantities, and, if the worst came to the worst, I could pay everybody but the Boston jobbers. Bates & Hotchkin, to whom I owed nearly $2,000.00, had been very decent to me. They had sent their man to help me take stock and never charged me a cent. I had given them the bulk of my general business, and they had looked after me in great shape. I felt that they would give me an extra thirty-days credit if I asked for it, and I certainly would sooner ask them than any one else.