Benjamin Franklin, at his death, April 17, 1790, gave to each of the two cities, Philadelphia and Boston, in trust, £1,000 ($5,000), to be loaned to young married mechanics under twenty-five years of age, to help them start in business, in sums not to exceed £60, nor to be less than £15, at five per cent interest, the money to be paid back by them in ten annual payments of ten per cent each. Two respectable citizens were to become surety for the payment of the money. This Franklin did because two men helped him when young to begin business in Philadelphia by a loan, and thus, he said, laid the foundation of his fortune. A bequest somewhat similar was founded in London more than twenty years previously, in 1766,--the Wilson's Loan Fund, "to lend sums of £100 to £300 to young tradesmen of the city of London, etc., at two per cent per annum." Dr. Franklin estimated that his $5,000 at interest for one hundred years would increase to over $600,000 (£131,000); and then the managers of the fund were to lay out $500,000 (£100,000) says the will, "in public works, which may be judged of most general utility to the inhabitants, such as fortifications, bridges, aqueducts, public buildings, baths, pavements, or whatever may make living in the town more convenient to its people, and render it more agreeable to strangers resorting hither for health or a temporary residence." In Philadelphia Dr. Franklin hoped the £100,000 would be used in bringing by pipes the water of the Wissahickon Creek to take the place of well water, and in making the Schuylkill completely navigable. If these things had been done by the end of the hundred years, the money could be used for other public works. The remaining £31,000 was to be put at interest for another hundred years, when it would amount to £4,600,000 or $23,000,000. Of this amount £1,610,000 was to be given to Philadelphia, and the same to Boston, and the balance, £3,000,000 or $15,000,000, paid to each State. The figures are of especial interest, as showing how fast money will accumulate if kept at interest. The descendants of Franklin have tried to break the will, but have not succeeded. The Board of Directors of City Trusts of Philadelphia report for the year ending Dec. 31, 1893, that the fund of $5,000 for the first hundred years, though not equalling the sum which Franklin hoped, has yet reached the large amount of $102,968.48. The Boston fund, says Mr. Samuel F. McCleary, the treasurer, amounted, at the end of a hundred years, to $431,395.70. Of this sum, $328,940 was paid to the city of Boston, and $102,455.70 was put at interest for another hundred years. This has already increased to $110,806.83. What an amount of good some other man or woman might do with $5,000!