“Qualifying himself for a lunatic asylum!” Here burst in the blatant Bellamy from his seat by the fire. He put down a financial journal, and then turned to me. “If there’s more good advice flying about than bad, old man, why don’t you take some?” he said. “I could give you plenty of excellent advice at this moment, Honeybun. For instance, I could tell you to play the fool only in your own house; but you wouldn’t thank me. You’d say it was uncalled-for and impertinent; you know you would.” Bellamy is the only man who has any power to annoy me after my lunch; and knowing it, he exercises that power. He can shake me at a word, can reach my nerve-centres quicker than a tintack. Seen superficially, he appears to be nothing more than the mere, common stockbroker, but his voice it is that makes him so hated--his voice, and his manners, and his sense of humour. I turned upon him and did a foolish thing, as one often does foolish things when suddenly maddened into them by some bigger fool than oneself. I answered: “There’s bad advice--idiotic advice--given as well as good. When I’ve exhausted creation, and want _your_ opinion, my dear Bellamy, I’ll trouble you for it; and as to playing the fool, why, _nemo mortalium omnibus horis sapit_--not even Norton Bellamy. You’ll admit that?” Bellamy has no education, and nothing irritates him quicker than a quotation in a foreign language, though any other quotation he’s more than a match for. He scowled and meant mischief from the moment the laugh went with me. He ignored the Latin, but stuck to the English of my remark. “Bad as well as good,” he answered. “Just what I say. Only you assert ‘more good than bad,’ and I declare ‘more bad than good,’ which means that the more advice I refuse the better for me in the long run.” “You judge human nature from an intimate knowledge of your own lack of judgment, my dear fellow,” I said, in a bantering voice. “Well, I’ll back my judgment all the same,” he answered hotly, “which is a good deal more than you will. You talk of common-sense, and lay down vague, not to say inane rules for other people to follow, and pose as a sort of Book of Wisdom thrown open to the public every afternoon in this smoking-room; but anybody can talk. Now, I’ll bet you a thousand pounds that you’ll not take the advice of your fellow-man for twelve consecutive hours. And, what is more, I’ll bet you another thousand that I’ll do the other thing and go distinctly contrary to every request, suggestion, or scrap of advice offered me in the same space of time. And then we’ll see about your knowledge of human nature, and who looks the biggest fool at the end of the day.” I repeat, it was after luncheon, and no man unfamiliar with Norton Bellamy can have any idea of the studied insolence, the offence, the diabolic sneer with which he accompanied this preposterous suggestion. I was, however, silent for the space of three seconds; then he made another remark to Mathers, and that settled it.