Much has been written about the qualifications necessary for charitable work. It is possible to exaggerate them. Those who are unfamiliar with the homes of the poor are likely to think it unsafe to send young and inexperienced people into poor neighborhoods. As a matter of fact, there are many good people in the poorest neighborhoods, and young workers are as safe there as anywhere. In an old note-book I find that years ago I set down the necessary qualifications of the friendly visitor to be tact and good-will. If we consider that tact includes knowledge, either instinctive or acquired, this may still stand. We cannot be tactful with those whose point of view we fail to understand, or do not even strive to understand. The best helps toward such an understanding, and the best training for charitable work, must come from life itself. If we take no interest in the joys and sorrows of human beings, if we show {15} neither judgment nor energy in the conduct of our own affairs, if life seem to us, on the whole, a flat and unprofitable affair, then no amount of reading will transform us into good friendly visitors. Given the tactful, kindly spirit, with a dash of energy added, study and experience can teach us how to turn these to the best account in the service of others. Our reading must be supplementary to experience, of course, and can in no wise take the place of it. Leaving all further generalization about friendly visiting for the last chapter, in the following pages my point of departure will be the organization of the poor man's home rather than the organization of charity. The head of the family as citizen, employee, husband, and father; the wife as homemaker; the children; the family health and recreations; the principles involved in spending and saving; the principles of effectual relief; the relations of the church to the poor,--these will be considered in turn. Necessarily, in a book of this size, the attempt must be to suggest lines of inquiry and points of view, {16} rather than to treat adequately any one part of the subject.