"Gracious!" exclaimed Mr. Randall, as the tempting piece of green-apple pie, reeking with indigenous juices was placed before him. At the same moment the bank director further indicated his astonishment and horror by slapping both hands upon his breast in a style worthy of Brutus when Rome was in peril. "What's the matter, squire?" demanded Captain John, dropping his knife and fork, and suspending the operation of his vigorous jaws till an explanation could be obtained. "I've left my coat on deck," replied Mr. Randall, rising from his chair. "It's just as safe there as 'twould be on your back, squire," added the skipper. "There's six thousand dollars in the pocket of that coat," said the bank director, with a gasp of apprehension. "Where's my coat?" demanded he. "There it is," replied Lawry Wilford, pointing to the garment under the rail. "We had a flaw of wind just now, and it came pretty near being blowed overboard." "Gracious!" exclaimed Mr. Randall, as he clutched the coat. "I'm too careless to live! There's six thousand dollars in a pocket of that coat." "Six thousand dollars!" ejaculated Lawry, whose ideas of such a sum of money were very indefinite. "I should say you ought not to let it lie round loose in this way." "I'm very careless; but the money is safe," continued the director. "Stand by, Captain John!" suddenly shouted Lawry, with tremendous energy, as he put the helm down. The squall was coming up the lake in the track of the _Missisque_; a dull, roaring sound was heard astern; and all the mountain peaks had disappeared, closed in by the dense volume of black clouds. The episode of the bank director's coat had distracted the attention of the young pilot for a moment, and he had not observed the rapid swoop of the squall, as it bore down upon the sloop. He leaped over the piles of lumber to the forecastle, and had cast loose the peak-halyard, when Captain John tumbled up the companionway in time to see that he had lingered too long over the green-apple pie, and that one piece would have been better for his vessel, if not for him. "Let go the throat-halyard!" roared he. "Down with the mainsail! down with the mainsail!" Lawry did not need any prompting to do his duty; but before he could let go the throat-halyard, the squall was upon the sloop. Mr. Randall had seized hold of the rail, and was crouching beneath the bulwark, expecting to go to the bottom of the lake, for he was too much excited to make a comparison of the specific gravities of pine boards and fresh water, and therefore did not realize that lumber would float, and not sink.