"Capital lying idle is pernicious," he goes on. "Why has business gone downhill in Russia? Because there is so much capital lying idle among us; they are afraid to invest it. It's very different in England. . . . There are no such queer fish as Zagvozdkin in England, my girl. . . . There every farthing is in circulation . . . . Yes. . . . They don't keep it locked up in chests there . . . ." "Well, that's all right. I am sleepy." "Directly. . . . Whatever was it I was talking about? Yes. . . . In these hard times hanging is too good for Zagvozdkin. . . . He is a fool and a scoundrel. . . . No better than a fool. If I asked him for a loan without security--why, a child could see that he runs no risk whatever. He doesn't understand, the ass! For ten thousand he would have got a hundred. In a year he would have another hundred thousand. I asked, I talked . . . but he wouldn't give it me, the blockhead." "I hope you did not ask him for a loan in my name." "H'm. . . . A queer question. . . ." _Mari d'elle_ is offended. "Anyway he would sooner give me ten thousand than you. You are a woman, and I am a man anyway, a business-like person. And what a scheme I propose to him! Not a bubble, not some chimera, but a sound thing, substantial! If one could hit on a man who would understand, one might get twenty thousand for the idea alone! Even you would understand if I were to tell you about it. Only you . . . don't chatter about it . . . not a word . . . but I fancy I have talked to you about it already. Have I talked to you about sausage-skins?" "M'm . . . by and by." "I believe I have. . . . Do you see the point of it? Now the provision shops and the sausage-makers get their sausage-skins locally, and pay a high price for them. Well, but if one were to bring sausage-skins from the Caucasus where they are worth nothing, and where they are thrown away, then . . . where do you suppose the sausage-makers would buy their skins, here in the slaughterhouses or from me? From me, of course! Why, I shall sell them ten times as cheap! Now let us look at it like this: every year in Petersburg and Moscow and in other centres these same skins would be bought to the . . . to the sum of five hundred thousand, let us suppose. That's the minimum. Well, and if. . . ." "You can tell me to-morrow . . . later on. . . ."