5. LUTHER RUDELY SETS ASIDE THE OLDER DOCTRINE OF VIRTUE AND SIN. The habit of sanctifying grace; “cursed be the word ‘_formatum charitate_’”; sin coexistent with grace in the good man; Augustine on concupiscence. “Nothing is of its own nature good or bad”; the Occamist acceptation-theory against the “Aristotelian” definition of virtue and the scholastic doctrine that virtues and vices are qualities of the soul _pages_ 209-213 6. PREPARATION FOR JUSTIFICATION. Christ’s grace does all, and yet man disposes himself for justification. Man’s self-culture. Inconsistencies explained by reminiscences of his early Catholic training _pages_ 213-214 7. APPROPRIATION OF THE RIGHTEOUSNESS OF CHRIST BY HUMILITY—NEITHER “FAITH ONLY” NOR ASSURANCE OF SALVATION. Imputation applied to justification. Another’s righteousness is imputed to us and becomes ours; sin remains, but is no longer accounted; our inability to know whether Christ’s righteousness has been imputed to us. Advantage of fear. “He who renounces his own self and willingly faces death and damnation” is truly humble, and in such humility is safety. Faith not yet substituted for humility. Passivity again emphasized _pages_ 214-222 8. SUBJECTIVISM AND CHURCH AUTHORITY. STORM AND STRESS. The back place already taken in Luther’s mind by the Church and her teaching-office; his preference for a theology of his own invention. Our duty of not judging Luther by the later Tridentine decrees. His Catholic sentiments on the hierarchy; denounces abuses whilst respecting the rights of the Roman Church; desiderates a reduction of festivals; reproves Bishops for insisting on their rights instead of rejoicing to see them infringed. On listening to the inner voice _pages_ 223-230 9. THE MYSTIC IN THE COMMENTARY ON ROMANS. Luther’s misapprehension of Tauler and other mystics clearly proved in the Commentary. Quietism. The “Spark in the Soul.” The “Theology of the Cross.” The “Night of the Soul.” Readiness for hell the joy of the truly wise; Christ and Paul the Apostle, two instances of such readiness _pages_ 230-240 10. THE COMMENTARY ON ROMANS AS A WORK OF RELIGION AND LEARNING.