The whole character of the man may be discerned in the incident. That he should have risked a prison to make a fortune was nothing to be ashamed of; although he had sense enough to know that it was not the kind of story which would be received with acclamation by the church young men. Therefore to them he gave a milder version, suited to their innocence. But in his heart he was proud of his own daring, still prouder of his triumph. His blood thrilled pleasurably whenever he recalled that perilous and nearly fatal morning--his sudden decision to buy the land whose speculative value none but he could recognise, the bold bluff he practised on the sellers, the false cheque which he knew put the handcuffs oh his wrists, the mad, breathless rush across London to secure the money at any rate of interest from any kind of lender. And then the ecstatic moment when, just ten minutes before the bank closed, he had paid in the five thousand pounds which saved his credit. In the end he had made twenty thousand pounds out of that land, and from that moment he dated his prosperity. He had taken risks, and that was to him the equivalent of heroism. Life was full of risks, and the man who dared nothing was a coward. It was the simple philosophy of the buccaneer, the pirate, the adventurer. Had he lived a hundred years earlier and been bred to the sea, he would have gloried in the black flag, and would have competed with Captain Kidd for terrifying fame. The very joy of living lay in taking risks.