All this was, of course, many years ago. Since then he had played his cards so well that he had become almost the best-known man in the locality. He was certainly esteemed the wealthiest. He was a deacon in the church, _vice_ Loker deceased, and he now trod the aisles with the collection plate, and kept a jealous eye upon its contents. Among the church folk his record for generosity stood high. Among the younger men the story of his life had become a stimulating tradition. There were two versions of this tradition. In the young men's societies, and at their annual club dinner, he was accustomed to tell a touching story of how he once did a piece of humble work which no one else would touch, and found his fidelity rewarded by sudden promotion, which gave him his first real chance in life. This story never failed to arouse loud cheers, and when irate parents found their boys unwilling to black their own shoes or weed the garden, they would cry, "Remember Masterman." Among a few old cronies in the building trade, in convivial moments, this tradition took a different form. To them he boasted that he bought his first plot of land by issuing a cheque when he had nothing in the bank, only borrowing the money just in time to prevent discovery. "It was a prison or a fortune," he was accustomed to remark. "And I took the risk. I took the risk, and see what I am to-day." Whereat his old cronies, particularly Grimes, a small builder in Tottenham, who were all more or less under financial obligations to him, would applaud him even more vigorously than the church young men.