An agent of an accident insurance company entered a smoking car on a western railroad train a few days ago, and, approaching an exceedingly gruff old man, asked him if he did not want to take out a policy. He was told to get out with his policy, and passed on. A few minutes afterwards an accident occurred to the train, causing a fearful shaking to the cars. The old man jumped up, and seizing a hook at the side of the car to steady himself, called out, “Where is that insurance man?” The question caused a roar of laughter among the passengers, who for the time forgot their dangers. —_Harper’s Weekly_, May 8th, 1880. TOUTING FOR BUSINESS AND FRAUDS. Sir Edward Watkin observed at the half-yearly meeting of the South Eastern Railway Company, January, 1881:—“The result of this compensating law under which the slightest neglect makes the company liable, and the only thing to be considered is the amount of damages—the effect of this unjust law is to create a new profession compounded of the worst elements of the present professions—viz., expert doctors, expert attorneys, and expert witnesses. You will get a doctor to swear that a man who has a slight knock on the head to say that he has a diseased spine, and will never be fit for anything again, and never be capable of being a man of business or the father of a family. The result of that is all we can do is to get some other expert to say exactly the contrary. Then you have a class of attorneys who get up this business. We had an accident, I may tell you, at Forrest-hill two years ago. Well, there was a gentleman—an attorney in the train. He went round to all the people in the train and gave them his card; and, having distributed all the cards in his card-case, he went round and expressed extreme regret to the others that he could not give them a card; but he gave them his name as ‘So and So,’ his place was in ‘Such a street,’ and the ‘No, So and So’ in the City. That was touting for business. Now, there is a very admirable body called the “Law Association.” Why does not the Law Association take hold of cases of that kind? Well, you saw in the paper the case of Roper _v._ the South Eastern. Now that was a peculiar thing. Roper declared that from an injury he had received in a slight accident at the Stoney-street signal box, outside Cannon-street he was utterly incapacitated, and that, for I don’t know how many weeks and months, he was in bed without ceasing. The doctors, I believe, put pins and needles into him, but he never flinched, and when the case came before the court we found that some of the medical experts declared that it was just within the order of Providence that in twenty years he might get better; but these witnesses thought that the chances were against it, and that he would be a hopeless cripple. So evidence was given as to his income; and the idea was to capitalise it at £8,000. That man had paid 4d.