Post Offices in the kingdom and lands represented in the Imperial Council will be appointed by the Minister of Commerce to serve as receiving offices of the Post Office Savings Bank. To the Post Office Savings Bank will belong the management and execution of the business assigned to it by this law; in which business it will represent before the public the administration of the State. To give advice as well as to make proposals in the business relating to the Postal Savings Banks, a special Council will be constituted. Regulations as to the composition of this special Council as well as the determination of its special sphere of action will follow by way of ordinance. ARTICLE 2. The Post Office Savings Bank will receive savings deposits paid into the Post Offices, and by the agency of the Post Offices will pay back the deposits when reclaimed. ARTICLE 3. All deposits in excess of the current needs of the Post Office Savings Bank are to be profitably invested. Such profitable investments of the savings-deposits will be made by the purchase of the Austrian Consolidated Bonds bearing interest. ARTICLE 4. From the profit of the invested deposits is to be defrayed the interests on the deposits, as well as the whole expenses, administrative or otherwise. As long as the profit of the funded capital of the deposits is not sufficient to pay the interest of the savings-deposits and to cover the expenses of the administration, the deficit as well as the costs of the establishment of the institution will be advanced by the State as a charge on the Postal Budget. These advances are to be restored without interest, to the Postal Budget, out of the surplus appearing at the close of the administrative year. The surplus remaining over after the entire liquidation of the above named advances is to be employed in the formation of a reserve fund. ARTICLE 5[O]. The receiving office (Post Office) in which a first deposit is made, gives to the party who makes the deposit, a deposit book, in which each amount paid in, each amount paid back and the interest added to the capital is to be entered. Each subsequent payment can be made in any receiving office (Post Office), the amount being entered in the deposit book. That person is to be considered the depositor on whose behalf the deposit is made. The deposit-book is to be delivered gratuitously and is stamp free. The Post Office Savings Bank will open an account for each depositor. ARTICLE 6[P]. The deposit-book is issued in the name of the depositor and is to contain the notes necessary in forming a judgement of his identity, as well as the signature of the party who makes the first deposit. A depositor who cannot write will have to bring with him a trustworthy man, who will have to attest the identity of the depositor and to sign the deposit-book in his stead.