An assignment of a deposit-book to another person, is only to be accepted by the Post Office Savings Bank when the act of assignment has taken place at a Post Office entrusted with Post Office Savings Bank business. This being done, the assignee is to be regarded as the proprietor of the deposit-book. (Art. 21, § 3.) Minors are entitled to pay in sums as savings and to receive repayments back provided their legal representatives have entered no written objection at the Post Office Savings Bank. In case of the loss of the deposit-book, a duplicate is, after carrying out the proceedings prescribed by article 14, to be issued. Whoever causes two or more deposit-books to be issued loses the interests on the capital entered in the second and in any subsequent books. If the whole amount of the deposits in the two or more deposit-books, that a depositor has caused to be issued, is over the sum of a 1,000 florins, the depositor loses that part of the capital which exceeds 1,000 florins. The Minister of Commerce is empowered on well considered reasons to be indulgent with reference to the loss of capital, which, in conformity with the regulations occurs to surplus deposits. Post Office servants are forbidden, except to their superiors, to give any information whatever to anyone, as to the names of depositors, or the amount of their deposits. ARTICLE 7[Q]. Each single payment must amount to at least 50 kreutzers or a multiple of 50 kreutzers. The balance in favour of a depositor can at no time amount to more than 1,000 florins including deposits paid in and interest added to the capital. Deposits of 50 kreutzers can be made in postage stamps, or in special postal savings stamps as soon as such stamps are issued by the Minister of Commerce. These stamps are to be fastened on forms supplied gratuitously. ARTICLE 8[R]. The rate of interest for savings deposits, which is never to exceed 3 per cent per annum, after having been placed before the special Council (art. 1) will be fixed by the Minister of Commerce in concert with the Ministers of the Interior and of Finances, by way of ordinances, and every alteration is to be published in the Imperial Law Pamphlets (_Reichs-Gesetz-Blatte_) in the official part of the «Vienna Gazette» (_Wiener Zeitung_) and in the various official gazettes. The new rate of interest will begin to come into operation on the 1^{st} and 16^{th} of the month which follows its publication and will also apply to deposits made previously. ARTICLE 9. Savings deposits bear interest commencing from the 1^{st} or the 16^{th} day of the month following the date of their payment, and the interest ends on the 15^{th} or last day of the month preceding the arrival of the notice of the expiration of the agreement with the Post Office Savings Bank at Vienna. Sums under a florin are not to bear interest.