The 31^{st} of December, each year, the interests accruing are to be added to the capital and from that time forward they also bear interest. In the calculation of interest each month is to be regarded as 30 days. The officially prepared table of interest is to be publicly posted up in the receiving offices (post offices). ARTICLE 10. Any amount exceeding 1,000 florins to the credit of a savings deposit is not to bear interest. ARTICLE 11. The Post Office Savings Bank is obliged as soon as the deposits and capitalized interest of a depositor surpasses the figure of 1,000 florins, by a registered letter, to require the depositor to lessen his capital. If during the month following the depositor has not lessened the balance to his credit, then at the expiration of the period, bonds of the state debt bearing interest in notes will in the course of the day be officially bought to the nominal amount of 200 florins, and the depositor is to be informed of the fact. From the time of the sending out of the notice until the reduction is effected in the balance to the credit of a depositor no interest will accrue. In case the depositor on whose account the bonds were bought, does not withdraw the documents, the Post Office Savings Bank will receive the interest falling in on the bonds under its care and will enter these interests in the books of the institutions as a new deposit in favour of the depositor. For the State funds belonging to a depositor lying at the Post Office Savings Bank a book is to be issued. ARTICLE 12. At the request of a depositor and that the balance in his favour is sufficient, it can be employed in the purchase of Austrian State Funds. ARTICLE 13[S]. The payment back of the balance in favour of a depositor or any part of it to him or to his legal heir or authorised agent, will take place upon a notice which can be made by the party giving it, at the receiving office (Post Office) which he names in the notice. The payment back is to made through the receiving office (Post Office) named in the notice, on production of the deposit-book, on the basis of an assignment by the Post Office Savings Bank, except the payment is according to Article 14 barred by legal proceedings having been instituted, or according to Articles 6 and 17, by a protest having been made. When such notice has been given with reference to sums up to 10 florins, the assignment will be sent by the Post Office Savings Bank by return of post and the payment back will be made by the receiving office (Post Office) immediately after its arrival. The repayment of sums between 10 and 100 florins will be made in a fortnight at the latest, that of sums between 100 and 500 florins in a month at the latest, that of sums above 500 florins, at the latest within two months after the arrival of the notice.